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I’m always surprised by how often people wrongly plan for their short-term financial goals.  I recently met someone who invested in the Quant Small-Cap Fund. Great for the long-term, I encouraged, until they mentioned it was for buying a car within a ye

The biggest obstacle between you and your financial goals is- You! Your emotional investing is causing more harm to your portfolio than you realize. In an ever-changing financial landscape, it’s easy to let emotions influence your decision. You’re a human

The sun is shining bright on solar energy stocks in India. The green energy sector is booming as India aims to achieve 500GW capacity of renewable energy by 2030. Investing in this sector is a promising opportunity for both seasoned investors and beginners. Th

Did you know- Over 60% of civil cases in India are related to land/property disputes? Reason – lack of estate planning. Estate planning is one of the crucial pillars of your financial plan. It sets your financial affairs in order, ensures tax efficiency,

So many mutual funds to invest in India. So many opinions are rolling on the internet. Where to invest? The decision is always confusing. There are more than four thousand mutual funds in India. Choosing the right funds demands plenty of considerations. It inc

How to plan for your retirement and ensure that you never run out of your retirement corpus? The 3-bucket strategy is the commonly followed strategy to manage your money after retirement. Read to know more.

Picture this: You’re sipping a warm cup of coffee with your loved ones, knowing that a steady stream of income is flowing into your bank account. Even better if you don’t have to work for it. This vision of financial independence is achievable through smar

Market timing risk is the biggest fear of every investor, especially while investing a large amount. No one can predict a market crash and the time it takes to recover. The anxiety of a potential loss is the reason many investors hesitate to invest a lump sum.

A volatile market is like a roller coaster. Your portfolio rides through the dynamic financial markets, experiencing thrilling peaks, sudden twists, and unexpected turns. Those rapid highs and nerve-racking lows can be unsettling. The anxiety and uncertainty a

Money market funds are a type of open-ended debt funds with high liquidity and short-term investment horizon. These funds invest in debt securities with high credit ratings, bringing stability and diversification to your portfolio. In this article, we will hig

When it comes to tax-efficient investment instruments, ELSS and ULIP are two of the popular options. Both Equity-Linked Saving Schemes and Unit-Linked Insurance Plans offer dual benefits of investment and tax deductions. However, both products cater to differe

What if you could save tax and earn reasonable returns on your investment? Say hello to the Equity Linked Saving Scheme (ELSS). ELSS mutual funds offer tax exemption of up to INR. 1,50,000 under the section 80C of the IT Act. So while equity instruments encour

Get an exemption on long-term capital gain tax through 54EC Capital Gain Bonds. Here’s everything you need to know! Selling immovable property such as land or a house brings generous profit; especially after a long duration. However, that profit soon attract

Navigating through the ITR process might seem overwhelming, especially for NRIs earning income both in and outside India. As per SBNRI’s survey, 73% of NRIs from the USA, UK, and Canada are trying to file ITR. Filing ITR for NRIs includes managing your t

Paying tax in one country is daunting in itself, let alone in two. This is one of the primary concerns for NRIs every year while navigating finances in their country of residence and India. Thankfully, India has a Double Taxation Avoidance Agreement with 85+ c

India is the world’s 5th largest economy with a GDP of $3.9 trillion and will reach $5.1 trillion in 2027. (Source). By 2030, India is likely to surpass Japan and Germany to become the world’s 3rd largest economy. Evidently, the Indian economy is rapidly g

Our Top 6 picks of Unlisted shares in India: 1) TATA Capital Unlisted Shares 2) SBI Mutual Funds Unlisted Shares 3) NSE India Limited Unlisted Shares 4) CSK Unlisted Shares 5) Waaree Energies Unlisted Shares 6) Studds Unlisted Shares.

Top 5 dos and don'ts of mutual fund that every investor should know. Invest smartly by keeping these mutual fund practices in mind.

Risk profiling is one of the crucial factors in structuring your investment. Let’s understand your risk profile based on your risk appetite and tolerance and invest accordingly.

Invest in Balanced Advantage Funds. Equity exposure vs Cash holdings is the easiest filter to apply before investing in Balanced Advantage Funds. Learn more.

Uncover myths & facts about mutual funds. Mutual funds are surrounded by many misconceptions. Debunk these mutual fund myths and become financially independent.

These investing mistakes can jeopardize your portfolio. Learn how to fix the common investing mistakes and safeguard your wealth creation journey.

Each Lok Sabha election has impacted the Indian stock market, causing both Nifty 50 and Sensex to rally before the election. The historical data shows the market movements during general elections.

Taxation and TDS rules for NRIs on equity mutual funds, debt mutual funds, and hybrid funds. Read more.

When should you consider investing in a portfolio management service (PMS)? Optimize your portfolio with expert guidance. Learn benefits, optimal timing, and diverse investment options via PMS.

Portfolio management service is a financial offering in which an expert manages investor's portfolio of equity, debt, bonds, and individual assets. Investors can customize their portfolio to align with their financial goals.

Asset allocation across equity, debt, gold, and international equity can balance your portfolio, deliver ideal returns while maintaining liquidity, and help achieve your financial goals. Read the importance of asset allocation.

Stocks vs Mutual Funds: Where should you invest? Read a detailed comparison between stocks and mutual funds before preparing your investment plan.

Explore the different types of returns on your mutual fund investments: CAGR, XIRR, Absolute Returns, Annualized Returns, Trailing Returns, Rolling Returns, Total Returns.

An Alternative Investment Fund (AIF) is a privately pooled investment avenue consisting of private equity, venture capital, hedge funds, managed funds, etc. AIF comes with three categories.

There are two ways of earning a fixed income from your mutual funds- Systematic Withdrawal Plan (SWP) and Income Distribution Cum Capital Withdrawal Plan (Previously known as Dividend Plan). Learn more.

Arbitrage funds are equity-oriented funds that buy and sell assets from different markets to book profit. These funds perform well in volatile markets and are ideal for 6 months to 2 years of investment horizon.

The technical aspects of the mutual fund factsheet can help you compare the two funds effectively. Here is how you can read the volatility measures aka key ratios of a mutual fund.

Long duration debt funds invest in fixed-income securities such as government bonds, corporate bonds, treasury bills. The average maturity of these funds is 7 years.

Medium to Long Duration debt funds invest in debt and money market instruments with an average maturity of 4 to 7 years. These funds have the potential to outperform fixed deposits of similar tenure.

Overnight funds have a maturity of one day. As the investment and redemption can take place within trading hours, these funds offer high liquidity and safety. Read more.

Here are 7 Ways to Talk to Kids about Money Management and Finances. Teach your child the value of Money Management at an early age.

Value funds are open-ended equity funds that invest in undervalued shares. Meaning, these shares are worth more than their current value and may grow significantly over the years.

Thematic Mutual Funds are equity funds investing in companies connected to a specific theme. Thematic funds must invest at least 80% of total assets into equities of the determined theme.

Corporate bond funds invest at least 80% of the total assets into corporate bonds with an AA+ and above credit rating. These funds are suitable for investors with 1 to 4 years of investment horizon.

Sectoral funds are equity funds that invest in companies in the same sector or industry such as banking, pharmaceuticals, information technology, etc.

Large and Mid Cap Funds invest across the first 250 companies from various sectors on the market cap. As Large Cap maintains stability, Mid Cap encourages growth.

Top 7 things to discuss with your financial advisor to plan your finances and investments accordingly. The more you communicate, the better you can manage your wealth.

Multi Cap Mutual Funds distribute your assets among Large-cap, Mid-cap, and Small-cap companies. These funds offer portfolio diversification across the market cap.

Medium Duration Funds have an investment horizon of 3 to 4 years. These funds are suitable for investors seeking superior returns than FD and lower risk compared to Equity funds.

Low Duration Funds are suitable to fulfill your financial plan within the next 6 to 12 months. These funds can deliver superior returns than FDs.

Ultra Short Duration Funds are suitable to invest for a horizon of 3 to 6 months. Ultra Short Duration funds can be your go-to investment during a rising interest rate scenario.

Liquid funds are suitable to invest for a very short tenure, between a day to 91 days. Liquid funds often deliver superior returns compared to interest on your savings accounts.

Multi Asset Funds aka Asset Allocation Funds are a combination of Equity, Debt, and Gold. These funds offer a perfect blend of diversity and balance.

A Systematic Transfer Plan (STP) is the best investment strategy for freelancers and self-employed individuals. Understand why STP works well with Gig Economy.

Is your financial advisor not being helpful? Here are the top 5 reasons to break up with your financial advisor and hire a new one.

What is the total cost of home ownership in India? The cost of home ownership goes beyond the price of the flat or the cost of the land and construction.

Avoid these financial mistakes before it's too late. Money mistakes can sabotage your long-term wealth plan and here is how you can fix them.

With 5 minutes of your time, explore easy and quick financial fixes to achieve your wealth goals sooner. Save yourself from the trouble of being financially devastated.

Personal Finance things to do before 31st march to avoid late fees and penalties. Ensure tax benefits. Make financial year planning with us.

Short duration funds primarily invest in debt and money market securities with a 1-3 years maturity period. These funds perform well when interest rates are rising.

Credit risk funds invest in debt instruments with low credit ratings and high risk to generate superior returns. Read more to know whether you should invest in them.

Banking and PSU funds are open-ended debt funds with superior credit quality. These funds invest 80% of total assets in instruments issued by banks and public sector undertakings.

Dynamic Bond Funds are debt mutual funds with a flexible average maturity period. These funds switch between long-term and short-term instruments depending on interest rate fluctuations.

Let's understand the difference between CTC and In-Hand Salary. In this article, we will explore each component of your Salary Slip.

Gilt funds are debt funds that invest the majority of assets in government securities. Here are some tips before investing in gilt funds.

You can download the e-CAS statement online in 3 easy steps. Download the e-CAS statement to track all your investments in one place.

Unlisted Shares are privately held financial securities that trade Over The Counter instead of on the stock exchange.

6 easy steps to apply for a PAN Card online with a demonstration. All you need is the KYC information and you can get started.

Find Out Where You Can Invest To Claim Tax Exemption Under Section 80C and More

Floating Rate Debt Funds are open-ended funds that invest in floating rate bonds. These funds perform well during rising interest rates.

10 financial planning tips for women. Make a long-term financial plan for you and your family, keep track of your expenses, taxes, & more.

Top 6 things to look for in a financial advisor. 1. Experience 2. Licenses 3. Communication skills 4. Passion for wealth building and more.

The power of compounding interest can exponentially build wealth over the years by earning interest on the principal and the accrued interest.

Index mutual funds are passive funds that follow a certain index/benchmark to plan investments. These funds have low to moderate risk.

Debt funds have 15 different types based on credit profile, duration, and underlying assets. Find out which one suits you the best.

Read a detailed comparison between Fixed Deposit and Debt Mutual funds to decide where to invest your money.

The Exchange Traded Funds follow a benchmark index such as Nifty 50 or Sensex to invest and match the returns.

The inverted yield curve indicates that the short-term yield is more than the long-term yield. Find out what each curve represents.

A Public Provident Fund account (PPF) is a long-term tax-saving investment scheme that offers a fixed interest rate and tax-exempt returns.

Flexi Cap funds give investors the freedom to invest in small, mid, and large-cap stocks without any restrictions.

Balanced Advantage Funds (BAF) follow a hybrid/dynamic asset allocation model between equity and debt with no threshold on asset allocation.

Financial or Non-Banking Financial Companies offer corporate fixed deposits. The interest rate on these FDs is higher than on Bank FDs.

Why should you choose human advisors over robo advisors? Find out why investors are trusting only human advisors instead of switching to robo advisory platforms.

Small cap mutual funds invest at least 65% of total asset in companies from 250 and above rank(small cap) on market capitalization.

Mid Cap Mutual Funds invest at least 65% of the total assets into companies ranked from 101 to 250(Mid cap) on the market capitalization

Large cap mutual funds invest at least 80% of total assets in the top 100 companies (large cap) in terms of market capitalization.

Systematic Investment Plan or SIP is one of the safest and smartest investment methods. Find out the top 5 benefits of mutual fund SIPs.

Looking for the best mutual funds to invest in 2022? We have curated a list of Flexi-cap and BAFs that you can consider depending on your current portfolio.

Equity mutual funds distribute assets among stocks of various companies. It has 7 types based on market capitalization, investment style, and taxation.

Mutual funds are the pool of money collected from investors to be invested in different schemes. Learn 7 types of Mutual funds in India.