Blogs

VNN Wealth’s approach to wealth management is proactive and personalized. By leveraging technology and data-driven insights, we tailor our strategies to align with each client’s unique financial objectives, risk tolerance, and timeline. Our dynamic approach to investment management ensures that our clients stay ahead of the curve and capitalize on emerging opportunities in the market.

Banner Image
Banner Image

money market funds
July 5, 2024
Money Market Funds: Features, Benefits, & More

Money market funds are a type of open-ended debt funds with high liquidity and short-term investment horizon. These funds invest in debt securities with high credit ratings, bringing stability and diversification to your portfolio. In this article, we will hig

READ MORE 
elss vs ulip
July 5, 2024
ELSS vs ULIP: Choosing the Right Tax-Saving Investment for You

When it comes to tax-efficient investment instruments, ELSS and ULIP are two of the popular options. Both Equity-Linked Saving Schemes and Unit-Linked Insurance Plans offer dual benefits of investment and tax deductions. However, both products cater to differe

READ MORE 
elss mutual funds
July 5, 2024
ELSS Mutual Funds: Features, Benefits, Taxation and More

What if you could save tax and earn reasonable returns on your investment? Say hello to the Equity Linked Saving Scheme (ELSS). ELSS mutual funds offer tax exemption of up to INR. 1,50,000 under the section 80C of the IT Act. So while equity instruments encour

READ MORE 
54EC capital gain bonds
July 5, 2024
54EC Capital Gain Bonds: Features and Benefits

Get an exemption on long-term capital gain tax through 54EC Capital Gain Bonds. Here’s everything you need to know! Selling immovable property such as land or a house brings generous profit; especially after a long duration. However, that profit soon attract

READ MORE 
file ITR as NRI
July 3, 2024
Filing ITR for NRIs: Step-by-Step Guide

Navigating through the ITR process might seem overwhelming, especially for NRIs earning income both in and outside India. As per SBNRI’s survey, 73% of NRIs from the USA, UK, and Canada are trying to file ITR. Filing ITR for NRIs includes managing your t

READ MORE 
double taxation avoidance agreement for nris
July 3, 2024
Double Taxation Avoidance Agreement: A Guide for NRIs

Paying tax in one country is daunting in itself, let alone in two. This is one of the primary concerns for NRIs every year while navigating finances in their country of residence and India. Thankfully, India has a Double Taxation Avoidance Agreement with 85+ c

READ MORE 
Should You Invest in Solar Energy Stocks in India? 
June 25, 2024
Should You Invest in Solar Energy Stocks in India? 

The sun is shining bright on solar energy stocks in India. The green energy sector is booming as India aims to achieve 500GW capacity of renewable energy by 2030. Investing in this sector is a promising opportunity for both seasoned investors and beginners. Th

READ MORE 
investment options in India for NRIs
June 5, 2024
Top 5 Investment Options in India for NRIs

India is the world’s 5th largest economy with a GDP of $3.9 trillion and will reach $5.1 trillion in 2027. (Source). By 2030, India is likely to surpass Japan and Germany to become the world’s 3rd largest economy. Evidently, the Indian economy is rapidly g

READ MORE 
Our Top 7 picks of Unlisted shares in India
June 4, 2024
Our Top 7 picks of Unlisted shares in India

Our Top 6 picks of Unlisted shares in India: 1) TATA Capital Unlisted Shares 2) SBI Mutual Funds Unlisted Shares 3) NSE India Limited Unlisted Shares 4) CSK Unlisted Shares 5) Waaree Energies Unlisted Shares 6) Studds Unlisted Shares.

READ MORE 
Top 5 Dos and Don’ts of Mutual Funds
January 17, 2024
Top 5 Dos and Don’ts of Mutual Funds

Top 5 dos and don'ts of mutual fund that every investor should know. Invest smartly by keeping these mutual fund practices in mind.

READ MORE 
Investing as per Your Risk Appetite and Risk Tolerance
January 15, 2024
Investing as per Your Risk Appetite and Risk Tolerance

Risk profiling is one of the crucial factors in structuring your investment. Let’s understand your risk profile based on your risk appetite and tolerance and invest accordingly.

READ MORE 
How to Choose The Right Balanced Advantage Fund?
January 12, 2024
How to Choose The Right Balanced Advantage Fund?

Invest in Balanced Advantage Funds. Equity exposure vs Cash holdings is the easiest filter to apply before investing in Balanced Advantage Funds. Learn more.

READ MORE 
7 Myths & Facts About Mutual Funds You Must Know
January 2, 2024
7 Myths & Facts About Mutual Funds You Must Know

Uncover myths & facts about mutual funds. Mutual funds are surrounded by many misconceptions. Debunk these mutual fund myths and become financially independent.

READ MORE 
How to Ensure You Never Run Out Of Money After Retirement
December 11, 2023
How to Ensure You Never Run Out Of Money After Retirement

How to plan for your retirement and ensure that you never run out of your retirement corpus? The 3-bucket strategy is the commonly followed strategy to manage your money after retirement. Read to know more.

READ MORE 
8 Biggest Investing Mistakes to Avoid Before It’s Too Late
December 6, 2023
8 Biggest Investing Mistakes to Avoid Before It’s Too Late

These investing mistakes can jeopardize your portfolio. Learn how to fix the common investing mistakes and safeguard your wealth creation journey.

READ MORE 
Impact of Elections on the Indian Stock Market
December 4, 2023
Impact of Elections on the Indian Stock Market

Each Lok Sabha election has impacted the Indian stock market, causing both Nifty 50 and Sensex to rally before the election. The historical data shows the market movements during general elections.

READ MORE 
Mutual Fund Taxation for NRIs in India
December 1, 2023
Mutual Fund Taxation for NRIs in India

Taxation and TDS rules for NRIs on equity mutual funds, debt mutual funds, and hybrid funds. Read more.

READ MORE 
When Should You Consider PMS: Choosing a Portfolio Management Service
November 21, 2023
When Should You Consider PMS: Choosing a Portfolio Management Service

When should you consider investing in a portfolio management service (PMS)? Optimize your portfolio with expert guidance. Learn benefits, optimal timing, and diverse investment options via PMS.

READ MORE 
What is Portfolio Management Service and How Does it Work?
November 16, 2023
What is Portfolio Management Service and How Does it Work?

Portfolio management service is a financial offering in which an expert manages investor's portfolio of equity, debt, bonds, and individual assets. Investors can customize their portfolio to align with their financial goals.

READ MORE 
Importance of Asset Allocation to Create a Balanced Portfolio
November 2, 2023
Importance of Asset Allocation to Create a Balanced Portfolio

Asset allocation across equity, debt, gold, and international equity can balance your portfolio, deliver ideal returns while maintaining liquidity, and help achieve your financial goals. Read the importance of asset allocation.

READ MORE 
Stocks vs Mutual Funds: Where Should You Invest?
October 30, 2023
Stocks vs Mutual Funds: Where Should You Invest?

Stocks vs Mutual Funds: Where should you invest? Read a detailed comparison between stocks and mutual funds before preparing your investment plan.

READ MORE 
Types of Returns in Mutual Funds: CAGR, XIRR, Rolling Returns
October 25, 2023
Types of Returns in Mutual Funds: CAGR, XIRR, Rolling Returns

Explore the different types of returns on your mutual fund investments: CAGR, XIRR, Absolute Returns, Annualized Returns, Trailing Returns, Rolling Returns, Total Returns.

READ MORE 
Alternative Investment Fund(AIF): Types, Benefits, & Taxation
October 18, 2023
Alternative Investment Fund(AIF): Types, Benefits, & Taxation

An Alternative Investment Fund (AIF) is a privately pooled investment avenue consisting of private equity, venture capital, hedge funds, managed funds, etc. AIF comes with three categories.

READ MORE 
SWP vs IDCW: Which Plan is Better for Regular Income From Mutual Funds?
September 29, 2023
SWP vs IDCW: Which Plan is Better for Regular Income From Mutual Funds?

There are two ways of earning a fixed income from your mutual funds- Systematic Withdrawal Plan (SWP) and Income Distribution Cum Capital Withdrawal Plan (Previously known as Dividend Plan). Learn more.

READ MORE 
Arbitrage Funds: What Are They and How Do They Work?
September 29, 2023
Arbitrage Funds: What Are They and How Do They Work?

Arbitrage funds are equity-oriented funds that buy and sell assets from different markets to book profit. These funds perform well in volatile markets and are ideal for 6 months to 2 years of investment horizon.

READ MORE 
Mutual Fund Factsheet: How to Read The Technical Aspects
September 25, 2023
Mutual Fund Factsheet: How to Read The Technical Aspects

The technical aspects of the mutual fund factsheet can help you compare the two funds effectively. Here is how you can read the volatility measures aka key ratios of a mutual fund.

READ MORE 
Long Duration Debt Funds: Benefits, Taxation, Who Should Invest?
September 13, 2023
Long Duration Debt Funds: Benefits, Taxation, Who Should Invest?

Long duration debt funds invest in fixed-income securities such as government bonds, corporate bonds, treasury bills. The average maturity of these funds is 7 years.

READ MORE 
Medium to Long Duration Debt Funds: Advantages, Taxation, and More
September 11, 2023
Medium to Long Duration Debt Funds: Advantages, Taxation, and More

Medium to Long Duration debt funds invest in debt and money market instruments with an average maturity of 4 to 7 years. These funds have the potential to outperform fixed deposits of similar tenure.

READ MORE 
Overnight Funds: Advantages and Who Should Invest?
September 7, 2023
Overnight Funds: Advantages and Who Should Invest?

Overnight funds have a maturity of one day. As the investment and redemption can take place within trading hours, these funds offer high liquidity and safety. Read more.

READ MORE 
7 Ways to Talk To Kids About Money Management
September 4, 2023
7 Ways to Talk To Kids About Money Management

Here are 7 Ways to Talk to Kids about Money Management and Finances. Teach your child the value of Money Management at an early age.

READ MORE 
Value Funds Investment Strategy: Who Should Invest
August 1, 2023
Value Funds Investment Strategy: Who Should Invest

Value funds are open-ended equity funds that invest in undervalued shares. Meaning, these shares are worth more than their current value and may grow significantly over the years.

READ MORE 
Thematic Mutual Funds: How They Work and Who Should Invest?
July 27, 2023
Thematic Mutual Funds: How They Work and Who Should Invest?

Thematic Mutual Funds are equity funds investing in companies connected to a specific theme. Thematic funds must invest at least 80% of total assets into equities of the determined theme.

READ MORE 
Corporate Bond Funds: Features, Advantages, Taxation & More
July 13, 2023
Corporate Bond Funds: Features, Advantages, Taxation & More

Corporate bond funds invest at least 80% of the total assets into corporate bonds with an AA+ and above credit rating. These funds are suitable for investors with 1 to 4 years of investment horizon.

READ MORE 
Sectoral Funds: Features, Benefits, Taxation, & More
July 6, 2023
Sectoral Funds: Features, Benefits, Taxation, & More

Sectoral funds are equity funds that invest in companies in the same sector or industry such as banking, pharmaceuticals, information technology, etc.

READ MORE 
Large and Mid Cap Funds: Stability and Growth
July 3, 2023
Large and Mid Cap Funds: Stability and Growth

Large and Mid Cap Funds invest across the first 250 companies from various sectors on the market cap. As Large Cap maintains stability, Mid Cap encourages growth.

READ MORE 
7 Things to Discuss With Your Financial Advisor
May 18, 2023
7 Things to Discuss With Your Financial Advisor

Top 7 things to discuss with your financial advisor to plan your finances and investments accordingly. The more you communicate, the better you can manage your wealth.

READ MORE 
Multi Cap Mutual Funds: Investment Across Market Capitalization
May 9, 2023
Multi Cap Mutual Funds: Investment Across Market Capitalization

Multi Cap Mutual Funds distribute your assets among Large-cap, Mid-cap, and Small-cap companies. These funds offer portfolio diversification across the market cap.

READ MORE 
What are Medium Duration Funds & Who Should Invest in Them?
April 26, 2023
What are Medium Duration Funds & Who Should Invest in Them?

Medium Duration Funds have an investment horizon of 3 to 4 years. These funds are suitable for investors seeking superior returns than FD and lower risk compared to Equity funds.

READ MORE 
Low Duration Funds: Definition, Benefits, Taxation, & More
April 21, 2023
Low Duration Funds: Definition, Benefits, Taxation, & More

Low Duration Funds are suitable to fulfill your financial plan within the next 6 to 12 months. These funds can deliver superior returns than FDs.

READ MORE 
Ultra Short Duration Funds: Features, Advantages, & Taxation
April 18, 2023
Ultra Short Duration Funds: Features, Advantages, & Taxation

Ultra Short Duration Funds are suitable to invest for a horizon of 3 to 6 months. Ultra Short Duration funds can be your go-to investment during a rising interest rate scenario.

READ MORE 
Liquid Funds: Features, Benefits, Taxation & More
April 14, 2023
Liquid Funds: Features, Benefits, Taxation & More

Liquid funds are suitable to invest for a very short tenure, between a day to 91 days. Liquid funds often deliver superior returns compared to interest on your savings accounts.

READ MORE 
Multi Asset Funds: Features, Benefits, Taxation, & More
April 10, 2023
Multi Asset Funds: Features, Benefits, Taxation, & More

Multi Asset Funds aka Asset Allocation Funds are a combination of Equity, Debt, and Gold. These funds offer a perfect blend of diversity and balance.

READ MORE 
Systematic Transfer Plan: Investment Strategy for Gig Economy
April 6, 2023
Systematic Transfer Plan: Investment Strategy for Gig Economy

A Systematic Transfer Plan (STP) is the best investment strategy for freelancers and self-employed individuals. Understand why STP works well with Gig Economy.

READ MORE 
5 Good Reasons to Break Up with Your Financial Advisor
April 5, 2023
5 Good Reasons to Break Up with Your Financial Advisor

Is your financial advisor not being helpful? Here are the top 5 reasons to break up with your financial advisor and hire a new one.

READ MORE 
Cost Of Home Ownership in India
April 3, 2023
Cost Of Home Ownership in India

What is the total cost of home ownership in India? The cost of home ownership goes beyond the price of the flat or the cost of the land and construction.

READ MORE 
5 Financial Mistakes to Avoid: Don’ts of Building Wealth
March 30, 2023
5 Financial Mistakes to Avoid: Don’ts of Building Wealth

Avoid these financial mistakes before it's too late. Money mistakes can sabotage your long-term wealth plan and here is how you can fix them.

READ MORE 
7 Quick Financial Fixes You Can Implement in a Day
March 28, 2023
7 Quick Financial Fixes You Can Implement in a Day

With 5 minutes of your time, explore easy and quick financial fixes to achieve your wealth goals sooner. Save yourself from the trouble of being financially devastated.

READ MORE 
5 Things To Do Before 31st March: Personal Finance Checklist
March 20, 2023
5 Things To Do Before 31st March: Personal Finance Checklist

Personal Finance things to do before 31st march to avoid late fees and penalties. Ensure tax benefits. Make financial year planning with us.

READ MORE 
Short Duration Funds: Features, Benefits, Taxation, and More
February 27, 2023
Short Duration Funds: Features, Benefits, Taxation, and More

Short duration funds primarily invest in debt and money market securities with a 1-3 years maturity period. These funds perform well when interest rates are rising.

READ MORE 
Credit Risk Funds: Features, Benefits, & Taxation
February 24, 2023
Credit Risk Funds: Features, Benefits, & Taxation

Credit risk funds invest in debt instruments with low credit ratings and high risk to generate superior returns. Read more to know whether you should invest in them.

READ MORE 
Banking and PSU Funds: Features, Advantages, Taxation & More
February 20, 2023
Banking and PSU Funds: Features, Advantages, Taxation & More

Banking and PSU funds are open-ended debt funds with superior credit quality. These funds invest 80% of total assets in instruments issued by banks and public sector undertakings.

READ MORE 
Dynamic Bond Funds: Features, Benefits, Taxation & More
February 15, 2023
Dynamic Bond Funds: Features, Benefits, Taxation & More

Dynamic Bond Funds are debt mutual funds with a flexible average maturity period. These funds switch between long-term and short-term instruments depending on interest rate fluctuations.

READ MORE 
Understanding Your CTC And In-Hand Salary
February 13, 2023
Understanding Your CTC And In-Hand Salary

Let's understand the difference between CTC and In-Hand Salary. In this article, we will explore each component of your Salary Slip.

READ MORE 
Gilt Funds: Investment Tips and Tricks
February 10, 2023
Gilt Funds: Investment Tips and Tricks

Gilt funds are debt funds that invest the majority of assets in government securities. Here are some tips before investing in gilt funds.

READ MORE 
How To Generate an e-CAS Statement Online?
February 2, 2023
How To Generate an e-CAS Statement Online?

You can download the e-CAS statement online in 3 easy steps. Download the e-CAS statement to track all your investments in one place.

READ MORE 
What Are Unlisted Shares? How to Apply?
January 24, 2023
What Are Unlisted Shares? How to Apply?

Unlisted Shares are privately held financial securities that trade Over The Counter instead of on the stock exchange.

READ MORE 
How to Apply For a PAN Card Online?
January 16, 2023
How to Apply For a PAN Card Online?

6 easy steps to apply for a PAN Card online with a demonstration. All you need is the KYC information and you can get started.

READ MORE 
Top 7 Tax Saving Instruments In India
December 26, 2022
Top 7 Tax Saving Instruments In India

Find Out Where You Can Invest To Claim Tax Exemption Under Section 80C and More

READ MORE 
Floating Rate Debt Funds: A Beginner’s Guide
December 20, 2022
Floating Rate Debt Funds: A Beginner’s Guide

Floating Rate Debt Funds are open-ended funds that invest in floating rate bonds. These funds perform well during rising interest rates.

READ MORE 
Top 10 Financial Planning Tips For Women
December 12, 2022
Top 10 Financial Planning Tips For Women

10 financial planning tips for women. Make a long-term financial plan for you and your family, keep track of your expenses, taxes, & more.

READ MORE 
What To Look For In a Financial Advisor
December 9, 2022
What To Look For In a Financial Advisor

Top 6 things to look for in a financial advisor. 1. Experience 2. Licenses 3. Communication skills 4. Passion for wealth building and more.

READ MORE 
Power Of Compounding Interest: Benefits of Investing Early
December 2, 2022
Power Of Compounding Interest: Benefits of Investing Early

The power of compounding interest can exponentially build wealth over the years by earning interest on the principal and the accrued interest.

READ MORE 
Index Mutual Funds: Top 5 Advantages of Investing
December 1, 2022
Index Mutual Funds: Top 5 Advantages of Investing

Index mutual funds are passive funds that follow a certain index/benchmark to plan investments. These funds have low to moderate risk.

READ MORE 
15 Common Types Of Debt Funds In India
December 1, 2022
15 Common Types Of Debt Funds In India

Debt funds have 15 different types based on credit profile, duration, and underlying assets. Find out which one suits you the best.

READ MORE 
FD Vs Debt Funds: Where to Invest?
November 14, 2022
FD Vs Debt Funds: Where to Invest?

Read a detailed comparison between Fixed Deposit and Debt Mutual funds to decide where to invest your money.

READ MORE 
Exchange Traded Funds(ETF) and Their Benefits
November 12, 2022
Exchange Traded Funds(ETF) and Their Benefits

The Exchange Traded Funds follow a benchmark index such as Nifty 50 or Sensex to invest and match the returns.

READ MORE 
Inverted Yield Curve: The Historic Recession Indicator
November 10, 2022
Inverted Yield Curve: The Historic Recession Indicator

The inverted yield curve indicates that the short-term yield is more than the long-term yield. Find out what each curve represents.

READ MORE 
What Is a Public Provident Fund Account?
November 7, 2022
What Is a Public Provident Fund Account?

A Public Provident Fund account (PPF) is a long-term tax-saving investment scheme that offers a fixed interest rate and tax-exempt returns.

READ MORE 
What Are Flexi Cap Mutual Funds?
November 1, 2022
What Are Flexi Cap Mutual Funds?

Flexi Cap funds give investors the freedom to invest in small, mid, and large-cap stocks without any restrictions.

READ MORE 
What Are Balanced Advantage Funds?
October 27, 2022
What Are Balanced Advantage Funds?

Balanced Advantage Funds (BAF) follow a hybrid/dynamic asset allocation model between equity and debt with no threshold on asset allocation.

READ MORE 
Corporate Fixed Deposits: A Smart Investment Choice
October 21, 2022
Corporate Fixed Deposits: A Smart Investment Choice

Financial or Non-Banking Financial Companies offer corporate fixed deposits. The interest rate on these FDs is higher than on Bank FDs.

READ MORE 
Can Robo-Advisors survive without human intervention?
September 2, 2022
Can Robo-Advisors survive without human intervention?

Why should you choose human advisors over robo advisors? Find out why investors are trusting only human advisors instead of switching to robo advisory platforms.

READ MORE 
What Are Small Cap Mutual Funds?
September 1, 2022
What Are Small Cap Mutual Funds?

Small cap mutual funds invest at least 65% of total asset in companies from 250 and above rank(small cap) on market capitalization.

READ MORE 
What Are Mid Cap Mutual Funds?
August 23, 2022
What Are Mid Cap Mutual Funds?

Mid Cap Mutual Funds invest at least 65% of the total assets into companies ranked from 101 to 250(Mid cap) on the market capitalization

READ MORE 
What Are Large Cap Mutual Funds?
August 22, 2022
What Are Large Cap Mutual Funds?

Large cap mutual funds invest at least 80% of total assets in the top 100 companies (large cap) in terms of market capitalization.

READ MORE 
Top 5 Benefits of SIP Every Investor Must Know
August 18, 2022
Top 5 Benefits of SIP Every Investor Must Know

Systematic Investment Plan or SIP is one of the safest and smartest investment methods. Find out the top 5 benefits of mutual fund SIPs.

READ MORE 
Best Mutual Funds to Invest in 2022
August 17, 2022
Best Mutual Funds to Invest in 2022

Looking for the best mutual funds to invest in 2022? We have curated a list of Flexi-cap and BAFs that you can consider depending on your current portfolio.

READ MORE 
7 Types of Equity Mutual Funds to Invest in India
August 17, 2022
7 Types of Equity Mutual Funds to Invest in India

Equity mutual funds distribute assets among stocks of various companies. It has 7 types based on market capitalization, investment style, and taxation.

READ MORE 
Types Of Mutual Funds In India
August 10, 2022
Types Of Mutual Funds In India

Mutual funds are the pool of money collected from investors to be invested in different schemes. Learn 7 types of Mutual funds in India.

READ MORE 
loader