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When it comes to tax-efficient investment instruments, ELSS and ULIP are two of the popular options. Both Equity-Linked Saving Schemes and Unit-Linked Insurance Plans offer dual benefits of investment and tax deductions. However, both products cater to different financial goals. Let’s break down the key features of ELSS and ULIP to help you choose the […]
Arbitrage funds are equity-oriented funds that buy and sell assets from different markets to book profit. These funds perform well in volatile markets and are ideal for 6 months to 2 years of investment horizon.
Long duration debt funds invest in fixed-income securities such as government bonds, corporate bonds, treasury bills. The average maturity of these funds is 7 years.
Medium to Long Duration debt funds invest in debt and money market instruments with an average maturity of 4 to 7 years. These funds have the potential to outperform fixed deposits of similar tenure.
Overnight funds have a maturity of one day. As the investment and redemption can take place within trading hours, these funds offer high liquidity and safety. Read more.
Value funds are open-ended equity funds that invest in undervalued shares. Meaning, these shares are worth more than their current value and may grow significantly over the years.
Thematic Mutual Funds are equity funds investing in companies connected to a specific theme. Thematic funds must invest at least 80% of total assets into equities of the determined theme.
Corporate bond funds invest at least 80% of the total assets into corporate bonds with an AA+ and above credit rating. These funds are suitable for investors with 1 to 4 years of investment horizon.
Sectoral funds are equity funds that invest in companies in the same sector or industry such as banking, pharmaceuticals, information technology, etc.
Large and Mid Cap Funds invest across the first 250 companies from various sectors on the market cap. As Large Cap maintains stability, Mid Cap encourages growth.
Multi Cap Mutual Funds distribute your assets among Large-cap, Mid-cap, and Small-cap companies. These funds offer portfolio diversification across the market cap.
Medium Duration Funds have an investment horizon of 3 to 4 years. These funds are suitable for investors seeking superior returns than FD and lower risk compared to Equity funds.
Low Duration Funds are suitable to fulfill your financial plan within the next 6 to 12 months. These funds can deliver superior returns than FDs.
Ultra Short Duration Funds are suitable to invest for a horizon of 3 to 6 months. Ultra Short Duration funds can be your go-to investment during a rising interest rate scenario.
Liquid funds are suitable to invest for a very short tenure, between a day to 91 days. Liquid funds often deliver superior returns compared to interest on your savings accounts.
Multi Asset Funds aka Asset Allocation Funds are a combination of Equity, Debt, and Gold. These funds offer a perfect blend of diversity and balance.
Short duration funds primarily invest in debt and money market securities with a 1-3 years maturity period. These funds perform well when interest rates are rising.
Credit risk funds invest in debt instruments with low credit ratings and high risk to generate superior returns. Read more to know whether you should invest in them.
Banking and PSU funds are open-ended debt funds with superior credit quality. These funds invest 80% of total assets in instruments issued by banks and public sector undertakings.
Dynamic Bond Funds are debt mutual funds with a flexible average maturity period. These funds switch between long-term and short-term instruments depending on interest rate fluctuations.
Gilt funds are debt funds that invest the majority of assets in government securities. Here are some tips before investing in gilt funds.
Floating Rate Debt Funds are open-ended funds that invest in floating rate bonds. These funds perform well during rising interest rates.
Debt funds have 15 different types based on credit profile, duration, and underlying assets. Find out which one suits you the best.
Index mutual funds are passive funds that follow a certain index/benchmark to plan investments. These funds have low to moderate risk.
Read a detailed comparison between Fixed Deposit and Debt Mutual funds to decide where to invest your money.
The Exchange Traded Funds follow a benchmark index such as Nifty 50 or Sensex to invest and match the returns.
Systematic Investment Plan or SIP is one of the safest and smartest investment methods. Find out the top 5 benefits of mutual fund SIPs.
Equity mutual funds distribute assets among stocks of various companies. It has 7 types based on market capitalization, investment style, and taxation.
Looking for the best mutual funds to invest in 2022? We have curated a list of Flexi-cap and BAFs that you can consider depending on your current portfolio.
Mutual funds are the pool of money collected from investors to be invested in different schemes. Learn 7 types of Mutual funds in India.
