Risk Profiling Quiz

Q.1 How old are you?

Above 60 Years

Between 45 - 60 Years

Between 30 - 45 Years

Less than 30 Years

01/10

Q.2 What is your time horizon for the money you plan to invest now?

Less than 2 Years

Between 2 - 3 years

Between 3 - 5 years

Between 5 - 10 years

Above 10 Years

02/10

Q.3 How long will you hold on to a poorly performing portfolio if your investment outlook is long-term (more than 5 years)?

Not hold and cash in immediately if there is erosion in capital

Will hold for 3 months

Will hold for 6 months

Will hold for one year

I’m a patient investor, I will hold for the long term

03/10

Q.4 Your current and future source of income is

Very unstable

Unstable

Somewhat stable

Stable

Very Stable

04/10

Q.5 Choose your investment style

Principal protection

Can tolerate a notional loss of 4% if the expected gains are 10%

Can tolerate a notional loss of 8% if the expected gains are 20%

Can tolerate a notional loss of 15% if the expected gains are 30%

Can tolerate a notional loss of 25% if the expected gains are 50%

05/10

Q.6 If a few months after investing, the value of your portfolio goes down due to market decline by 20%, what would you do?

Cut losses and Sell completely. Capital preservation is primary objective

Sell partially and transfer investments to safer asset classes

You would be worried, but would give your investments a little more time

Retain fully, you are OK with volatility and accept decline in portfolio value as a part of investing

Buy more to bring down the average buying price and not bothered by notional losses

06/10

Q.7 What is your desired balance of 'returns vs tax efficiency' on your investments?

Guaranteed returns over tax efficiency

Stable returns with minimal tax efficiency

Fine balance between returns and tax efficiency

Moderately high returns with reasonable tax efficiency

Unstable but potentially higher returns with tax efficiency

07/10

Q.8 How familiar are you with financial markets?

I have no idea about financial markets

I have a very basic idea about investing such as diversification, returns and risk, but no experience in investing

I have fair knowledge & experience, have invested on my own and understand the risk and return characteristics of different asset classes

I have thorough knowledge & experience with most investment avenues, and my own investment philosophy

08/10

Q.9 Describe your Risk Range. What level of losses and profits would you be comfortable with?

Worst Year = 1% and Best Year = 15 %

Worst Year = -5% and Best Year = 20%

Worst Year = -10% and Best Year = 25%

Worst Year = -15% and Best Year = 30%

Worst Year = -18% and Best Year = 35%

Worst Year = -22% and Best Year = 45%

09/10

Q.10 What is your current net worth (please consider all your assets & subtract from the total sum of your debts and liabilities)?

Less than Rs.50 lakhs

Between Rs.50 lakhs - 1 Crore

Between Rs. 1 Crore - 3 Crore

Between 3 Crores - 5 Crores

More than 5 Crores

10/10