SWP Calculator

Calculate SWP Returns & Invest in Mutual Funds via SIP

Systematic Withdrawal Plan (SWP) allows you to withdraw regular income from your mutual fund investment. You can pre-decide the income amount, date, and frequency (monthly/quarterly/yearly.)





Total Investment: 0
Total Withdrawals: 0
Final Value: 0

What is the SWP Calculator?

VNN Wealth’s SWP calculator is an online tool to calculate monthly withdrawals from your mutual fund investment.

Each SWP withdrawal deducts (sells units at the current price on the date of withdrawal) from your corpus. The remaining amount keeps accumulating return.

The SWP calculator shows you the final value after withdrawals for a given tenure.

How Does the SWP Calculator Work?

The SWP calculator accepts inputs such as the total investment amount, withdrawal amount per month, expected return, and tenure.

Using these variables, the calculator produces the final value of your investment with respect to withdrawals and expected return.

The calculator is based on a formula: A = PMT ((1+r/n)^nt – 1) / (r/n)) Where, A= future value PMT= monthly withdrawals n= number of compounds in a given tenure t= tenure r= expected return

Let’s say, you’ve invested INR. 10,00,000 in a mutual fund scheme at 12% p.a. for 5 years. You wish to withdraw INR. 20,000 per month. By the end of tenure, your total withdrawals would be 12,00,000 and the final value will be INR. 1,55,516.

Benefits of Using SWP Calculator

You can benefit from VNN Wealth’s SWP calculator to plan monthly income from your mutual funds.

The calculator allows you to try different withdrawal amounts and shows the maturity amount. That way, you can identify a suitable amount for monthly withdrawals.

Manually calculating the monthly returns and withdrawals can be difficult. SWP calculator makes the task easy for you, so you can align your investments accordingly.

Who Should Use the SWP Calculator?

SWP calculator is ideal for investors planning to start a regular income from their investment. Using our online SWP calculator, you can finalize your initial investment amount, monthly withdrawals, and the amount left after your withdrawals.


Can I choose the SWP withdrawal amount?

Yes, you can choose the SWP withdrawal amount and the frequency at which you want to receive income from your mutual funds.

Can I start SWP immediately?
Who should start SWP?
Can I use a SWP as part of a retirement bucket strategy?